SEATTLE — The word "budget" often brings up emotions in people including denial, avoidance, and fear, but that doesn't have to be the case. 

Financial Planner Dana Twight shares ideas about how to flex your budgeting muscles, increase your financial fitness, and achieve your financial goals for the New Year.

"One of the things I like to do is increase the elements of it [the budget] being visual, and also take care of your self talk," Twight said.

Twight suggests re-framing your budget in a positive light and understanding that spending is a plan (everyone has to spend to pay bills).

More tips for maintaining healthy budget practices:

  • Lay out spending over the month. 
  • Label your savings account
  • Be positive to yourself 
  • Use affirming language
  • Get books from the library (free)
  • Pay off expenses monthly, don't wait for big influxes of money like a tax refund or bonus "It's important to create that feeling of success," Twight said.

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Segment Producer Suzie Wiley. Watch New Day Northwest 11 AM weekdays on KING 5 and streaming live on KING5.comContact New Day