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She owns the car but the bank repossessed it

by JESSE JONES / KING 5 News

Bio | Email | Follow: @getjesse

KING5.com

Posted on November 1, 2010 at 6:05 AM

Updated Monday, Nov 1 at 2:05 PM

TACOMA, Wash. - "I don't know what's going on. I thought they couldn't take my car, but it's gone!"

Yes, Adlantus Newton's car is gone. Long gone. It was repossessed. Now she and her kids are parked on the porch, with no ride in sight.

"This was my only car," Newton said. "We're missing out on a lot of stuff, I can't take them to choir practice."

This sad song gets worse. Adlantus thought she had made every payment on the car.

"I paid $299 monthly,by money order every month."

Even though she has a clear title to the 1999 Chrysler LHS, Wells Fargo bank still took the car and dropped it off in a Kent auction yard.
 
"I called the police, showed them my title, and they still let them take my car," Newton said.

That's right, the bank was moving towards selling the ride without having the title.

"And they are telling me to make a payment, no!"

So Adlantus called me.

"My faith right now is in Jesse Jones and God," said Adlantus.

Thanks, but you can't give me top billing over the man, Adlantus.

So I spoke to the Department of Licensing.

The agency told me, "Wells Fargo was removed as the legal owner in our system and the new title was issued reflecting that change."

The new title was issued to Adlantus and her mother Wanda.

"It's like I'm on a roller coaster," Adlantus said.

Then we presented our case to Wells Fargo. The company wouldn't tell us why this happened, but it surprised Adlantus with its response.

"The next thing you know the president of Wells Fargo is calling me. So I was like, 'yes!'"

The car was delivered straight to Adlantus' home.

"They brought it back they way they got it," she said.
But did they clean it up?

"No, and an empty tank, too."

Wells Fargo did resolve this situation quickly once we reached out to them. Remember, the Department of Licensing may be able to sort out any title trouble. If that doesn't work, call me. We've been hearing of similar cases in the area.

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Comments: Displaying 1 - 15 of 19

riverman said on February 13, 2011 at 1:39 PM

jesse, you rock!!!

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turblumber said on December 4, 2010 at 1:37 AM

Where's jackwong when we need him?

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skippythedog said on November 5, 2010 at 6:01 AM

Adlantus?? !!

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cmeeverett said on November 5, 2010 at 12:57 AM

This is insane. How can police take a car away when the owner has the title? Who do police work for? The people, or Wells Fargo? They should have done their own investigation, rather than simply spit in the face of this woman & ignore her legal title. Granted, she doesn't have the money to sue the police, or Wells Fargo, & is just happy she has her car back ---thanks to the media & Jesse Jones. Still, this is just wrong & someone at the DOL needs to fix it before they get laid off.

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ignatzz said on November 4, 2010 at 11:58 AM

So, why isn't anyone going to jail? You can't just take somebody's car and claim you thought you owned. That's theft. Or is it ok if a bank does it?

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4yourinfocali said on November 3, 2010 at 2:02 PM

This is sad and ridiculous. I am glad she was able to get her car back. She should send this story to CNN and MSNBC so that more people, especially those who live outside of where she lives can see how these banks and messing up. Put Wells Fargo on BLAST! They are doing the same thing with American's homes in this foreclosure mess, and no one is doing anything about it and they are getting away with it. It is like "banks gone crazy" and the reason they are doing this, is because no one is checking them and putting them on BLAST.......IN FRONT OF THE WHOLE NATION. Just because she got her car back, she should still put this story out ....include the name of the bank president and the bank. It's your house, now your car, what's next?

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indio007 said on November 3, 2010 at 1:36 PM

@detersbb Sadly your dead. Wrong. police have no duty to protect anyone. There are dozens of court cases including the Supreme Court that affirm this point. If the cop did sign a contract it wasn't with the person who's car was stolen. That doesn't mean he can't be fired. He just can't be sued for failure to protect or act. Now consider this... Citizenship: Membership in a political society, implying a duty of allegiance on the part of the member and a duty of protection on the part of society. Luria v. U.S., 231 U.S.9,34 S.Ct.10,13,58 l.ed.101.(Black's3rd.p.330) If the police have no duty to protect there are no citizens. It's a legal fiction.

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detersbb said on November 3, 2010 at 12:51 PM

There is a very real lawsuit claim against the police force, in addition to the collection service, Wells Fargo, and auction center (You Cannot Sell Stolen Property). The police officer was presented with the state issued certificate of title and allowed the car to be taken away. This is dereliction of duty allowing property to be stolen right in front of his face, this is gross negligence failure to determine ownership and understand the code/law regulating repossession, and this is fraud in that the police officer signed a contract legally obligating him to perform the duties of upholding the law, and he failed to do so-breach of contract and after his swearing to do so, is fraud.

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hourforum said on November 2, 2010 at 2:49 PM

When you owe the bank money, they will come and make SURE you pay what you owe. If the Bank owe's you something as with a title- it is at their leasure when or if they will actually send it to you. Nonetheless, banks can charge what ever they want in intrest rates-being their headquarters is in a state that has 'no clause" on intrest rates they can charge. So yes they can charge you 100% intrest if they wanted. Nonetheless, the bank, the auto auction, both should come up and say they are sorry-make good on it. Why not take that family out for a nice meal at the space needle, or something. It was not her fault, it was theirs. Way to go Jessie. Oh Jessie, next time, see if you can push the issue a bit and have these companies give the family something extra for the mistake. This could have been awful-but so far a fairly good report. Do it better Jessie go after em who have done things like this.. Come on :)

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joe_auburn said on November 2, 2010 at 7:14 AM

Thanks Jesse!

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slappywag said on November 1, 2010 at 9:26 PM

skipjaz, what part of "TITLE IN HER HAND, IN HER AND HER MOTHER'S NAME" did you not get? This was outright theft, and should have been reported as a theft. The bank should have to pay her for any losses incurred resulting from the theft of her vehicle since they sanctioned said theft, and illegally contracted with a recovery agency to steal it from her (the legal owner). I certainly would have been filing a lawsuit over it, and demanding that someone be arrested. You better make sure your T's are crossed and your I's are dotted when you attempt to take what is legally mine without cause.

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epicure43 said on November 1, 2010 at 6:44 PM

banks are becoming more and more desperate!

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skipjazz said on November 1, 2010 at 4:54 PM

RE: cjfri - I work at a car dealership. Loan companies do not have to remove themselves from the title. If they physically have the title all they do is mail it to the customer when the loan is paid off, or send a release of interest if they do not have the title. It is up to the customer to take it down to the licensing dept. and have themselves put on as legal owner. Unfortunately, many people never do this, lose the title, and then find when they want to sell the vehicle they have to get a release of interest from the bank, which can take a long time. People should always get the title re-issued as soon as they receive it from the bank. That way, even if it's lost, they can just do an affadavit of lost title and sign the release of interest and they're on their way.

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cjfri said on November 1, 2010 at 10:54 AM

this is not a surprise with Wells Fargo. I sent a letter to Jesse a month back. We have a motorcycle that we paid off to Wells Fargo back in Feb 2002. They have never removed themselves as lien holder or sent anything to the state showing that we paid this off. We just recently noticed this as we have tried to sell the vehicle and I assumed that I had lost the title. No one at Wells Fargo was able to give us any info they had even said they had no record of the loan. We had to get the state involved to get this cleared out. Meanwhile we have lost out on 2 sales of this and with it getting closer to winter no one is in need of a motorcyle.

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itgetsbetter said on November 1, 2010 at 7:48 AM

My guess is that she was late on her payments when she still owed money on the car. Often there is a long delay between when a bank puts the order out for repo and when the repo company finally finds the car and takes it. In the meantime I imagine she paid off the car. Just my guess.

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lattelisa said on November 1, 2010 at 7:14 AM

I'm so glad to see she got her car back.

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gladimoved said on November 1, 2010 at 7:09 AM

Maybe Wells thought she was living in the car. They have a way of foreclosing on homeowners who are not behind in payments or own their homes outright. Glad she has her car! You go girl.

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crashandburn611 said on November 1, 2010 at 6:46 AM

How can anyone tow a car off of private property when there is no lean on the title isn't that theft regardless of the circumstances? If the police can let this happen what stops every bank from doing this. We all could wake up one morning to our car gone.

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freedomthinker said on November 1, 2010 at 6:14 AM

charge the bank, the tow truck co. and anybody else involved with grand theft auto.

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