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It's going to take some time for everybody to figure out what’s in the new, 2000 page health care reform law. But some broad features are coming into focus. For people who are offered insurance through their employers little will change. For those who do not have insurance, there will be new options, with subsidies for families of four earning up to almost $80,000 a year. For people who don't get health care through an employer, What will those new policies cost? That is harder to say but we will find out. In 2014, there will be a mandate for everyone to have health insurance or face a fine. We know no one will be excluded from getting health car because of pre-existing conditions. Preventive health care in those new policies will not cost anything above the price of the insurance premium. Parents will be able to carry children on their policies until those children reach the age of 26. Young people under the age of 30 will have to have insurance, but it can be a low cost catastrophic plan with high deductibles. For employers with 50 or more employers there will be a mandate to offer health insurance and fines up to $2000 per employee if they don't. For smaller companies there will be tax credits to encourage them to provide health insurance. This part of the law takes effect in 2014. Based on what you know, do you think this new law is gonjg to help or hurt your health care? For more information, the Kaiser Family Foundation provides a good summary: http://www.kff.org/healthreform/upload/finalhcr.pdf

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