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Healthcare reform just doesn t just mean you have to be insured. It also mandates some of the things insurance must cover.

There are ten essential benefits that must be in almost every plan:

  • Ambulatory patient services, like office visits and out-patient hospital care
  • Emergency care
  • Hospital stays
  • Maternity care
  • Substance abuse treatment and mental health services
  • Prescription drug coverage
  • Rehab services to help people recover from injuries or disabilities
  • Lab services
  • Wellness services like routine checkups and immunications
  • Oral and vision care services, but only for children

For more information, go to:

Essential Health Benefits | Healthcare.gov

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