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Bank loses record of mortgage payment

by JESSE JONES / KING 5 News

Bio | Email | Follow: @getjesse

KING5.com

Posted on January 4, 2010 at 10:16 PM

Updated Monday, Jan 4 at 10:52 PM

Jon Sewell is a musician at heart, but the Seattle man feels like he's getting played by Chase bank. Not only do they have $1200 of his money, the bank is forcing him listen to bad tunes every time he calls.

In October, Jon went to a downtown Chase bank branch and made his mortgage payment. In fact, he has a receipt.

But for some reason the bank lost track of the transaction.

"I've been in contact with them, supplied them with receipts where I had paid them, showed them where it came out of my account and they didn't credit it to my mortgage account," he said.

This back and forth with the bank went on for weeks. He even filed a complaint with the Office of the Comptroller of the Currency and Jon's song to Chase remained the same.

So I got on the phone and just told Chase about Jon's ordeal. Two days later, there was nothing but the sweet sound of money coming from Chase.

"Obviously nothing I had done up to that point had had any effect," said Jon. "You called them on a Friday and then on Monday they call and say sorry about that our bad. I couldn't help but feel there was a connection."

The simple tip: When you make your payments at a bank branch, keep everything and pay by check. That way you will not only have your bank receipt, you'll have your canceled check too just in case your financial institution loses your payment.

For consumer concerns, e-mail Jesse to getjesse@king5.com or call toll-free 877-51-JESSE. Follow him on Twitter at twitter.com/GetJesse.

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Comments: Displaying 1 - 6 of 6

smithrock said on January 7, 2010 at 9:39 AM

John needs a haircut. Hippy!

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chandler53 said on January 5, 2010 at 5:57 PM

Ditto. Closed our accounts with Chase last fall in favor of a Credit Union. So much better service. Much happier

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seattle1111 said on January 5, 2010 at 5:01 PM

Chase is a JOKE!I never had problems with Wamu,until Chase came along.I'm with sweet6942n!Time to switch to BECU!goodbye to Chase and their HORRIBLE customer service!

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meganr said on January 5, 2010 at 11:48 AM

Same thing has happened to us. The Sept payment that we took to the Fairwood branch has never been never credited. Not only that, but they tried to take the payment again 3 more times with a Letter of Transferance to our bank,BECU until BECU put a stop pay on the 4th request. Even though Chase got the funds on the 1st one, they then assessed an NSF fee for the 4th request. Idiots! The Fairwood branch has faxed proof of payment 3 times and myself 2 time. then we get a letter that a "3rd party" made the request. Chase, you morons, this is your own branch. We are talking to a lawyer as we have now received a Notice of Default, yet have never missed a payment or been late with one!!!

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graham said on January 5, 2010 at 11:11 AM

Thats Chase bank screwed up

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sweet6942n said on January 5, 2010 at 9:33 AM

I have had similar problems with Chase, and will never use them again. I used to bank with Washington Mutual and never had any problems. Now that it has switched to Chase, I have had headache after headache. Switching to BECU.

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