Health reform FAQ for individuals and families

Health reform FAQ for individuals and families

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$7,730 per capita. 5.7% annual growth (1991-2009). Source: Centers for Medicaid and Medicare Services


by KING 5 News

Posted on September 29, 2013 at 7:59 PM

Updated Friday, Oct 4 at 2:19 PM

Some of the frequently asked questions about health reform for individuals and families via the Washington State Office of the Insurance Commissioner and

Do I need to buy health insurance?

What is covered by the health insurance?

Where can I buy a health plan?

How much will it cost?

How can I get ready to enroll?

What if I have a pre-existing health condition?

What if someone doesn't have coverage?

Do I qualify for Medicaid?

For Seniors: Reforms in place today and what's coming in 2014?

What if I have Medicare?

Popular questions about Medicare and the Exchange

On October 1, Washington Healthplanfinder (, the online health insurance marketplace in Washington state, answered several viewer questions about the healthcare changes: (Watch the interview with communications director Michael Marchand )

  • I am on COBRA and what happens when I run out of it? Will I be able to sign up for it then or even get it now for less than my COBRA? I am paying around $600+ right now.
  • What if you have state medical? Does that automatically get cut?
  • Will it have medical and dental that people living on one income can afford?
  • How do I get started, and where is the best place to sign up?
  • Will prexisting conditions, chronic illnesses keep people from finding health insurance?
  • I have no insurance and currently have no job. I know very little of how this works...What about prescriptions? I am diabetic and very concerned that I will not be able to afford my expensive medication or insurance because I am not employed for the very first time in my life.
  • Is there anything to offer at no cost? What are people that have no income supposed to do?
  • How does this affect independent contractors (i.e. gardeners, real estate agents)?

Washington Healthplanfinder also offered the following document containing fast facts and frequently asked questions for individuals and families on finding healthcare in Washington state through Washington Healthplanfinder

Washington Healthplanfinder Fact Sheet